Dave's Advice On How To Deal With Debt Collectors

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Ramsey Network

Self-improvement, Education, Investing, Business

4.6 • 682 Ratings

🗓️ 1 June 2025

⏱️ 10 minutes

🔗️ Recording | iTunes | RSS

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Transcript

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0:00.0	Brought to you by the Every Dollar app. Start budgeting for free today.
0:06.0	All right, Jade, it's worth unpacking a little bit this idea of dealing with collectors, okay?
0:12.0	Let's do it.
0:14.0	Number one, if you have the money laying around to pay a bill.
0:23.4	You owe the bill legitimately.
0:25.7	Pretty simple.
0:26.8	Pay the bill.
0:28.3	Pay what you owe.
0:29.0	Yeah.
0:31.4	Otherwise, you're just carrying around a mental load for no reason.
0:31.7	Yeah. Why?
0:32.1	And so I have a friend who's going through cancer treatments and they've got $5,000 worth of bills laying
0:40.0	there already early in the process, and asked me, should I pay these bills? And I went, well,
0:46.8	you've got like a half a million dollars in your investment account. Yes, you should pay the bill.
0:51.9	Well, but should I, should I put them on pay? No, you don't need to put them on payments. You have the money. Pay the bill. Well, but should I put them on pay?
0:54.2	No, you don't need to put them on payments.
0:55.8	You have the money.
0:57.4	Pay the bill.
0:58.1	Yeah.
0:58.6	It's not, well, I don't know.
1:00.4	I'm worried.
1:00.9	Well, don't worry.
	...

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