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You have very few of these, but a whole lot of these. You're going to like our show today.

We're going to talk to a financial expert. His name is Dave Ramsey.

What's the other question that you get on the air concerning financial problems? What do they want to know?

Concerning financial problems, how to get out of debt.

How do I get out of debt?

And I would say the second thing is communication with spouses.

It's the stuff grandma talked about.

So save money, live on less than you make.

Two concepts Congress can't grasp.

And then we talk about getting out of debt, the borrower,

servant to the lender, and so lay down a plan, have a budget, spend every dollar on paper

before the month begins. Because it's more behavior than it is math. Don't spend money you

don't have. Understand when half your net worth is tied up in something that loses 60% of its

value in four years, you're not going to get ahead.

I don't meet with people with a million dollars and say, gosh, Dave, I got ahead using credit

cards and car payments.

What solves it is getting mad at it, some healthy, righteous anger and saying, hey, that's

it.

I'm drawing a line that's saying, I'm going to be weird, I'm going to get this stuff paid

off.

Oh my gosh.

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