This is the Ramsey Call of the Day, part of the Ramsey Network.

Joining me today is Ramsey personality, Rachel Cruz.

So you sent me this silly thing this morning, and I watched it, and it's just like oh my god these people okay so

what is this from okay so there's a thing called Instagram if you're unaware and it's my social media

of choice I don't really do Twitter I don't really do Facebook I just I do love Instagram so I look at

I look at Instagram okay so I in, I'm in my stuff.

So people will send me clips that are on Instagram from like funny stuff to, you know,

even their own journeys all of it.

And I see a lot of it because I do try to go through it.

So this one clip has been sent to me.

I'm not kidding, probably 10 times from 10 random people over the world that are just like,

can you believe this guy?

Can you know, this, this, this?

And I kept seeing it come up.

And so I had, I clicked on and I was like, oh man, number one, it's terrible advice.

I think it came originally.

Maybe it was a TikTok video, but it's an Instagram reel of how we saw it.

It looks like a TikTok video.

And because everyone's a financial expert on social media today, right?

And with investing, they all know what they're going to do and how to get how you make money

quick and all this stuff.

You know, you got to do all this stuff.

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