Credit monitoring is like installing an alarm system on your home. You get to learn that someone

broke into your house after they've already broken into your house, right? It's, an alarm system is not

preventative. Welcome to Stay Wealthy San Diego, a show for successful professionals doing all

the right things with their money and are ready

to take their financial plan to the next level. I'm certified financial planner Taylor Schulte,

and I'm here to teach you advanced financial planning strategies in plain English.

Welcome to the Stay Wealthy podcast. Today on the show, we are talking cybersecurity.

Now, before you turn off this episode, because you don't think cybersecurity applies to you

or it doesn't have anything to do with financial planning or it's not advanced enough and you already

know everything, I just want to challenge you to just

hang in there and just give me a chance. There's some really important stuff and some actually some recent

changes that apply to just about everyone. So I promise you are going to learn something new here today

that will help put you in a better financial position and better yet protect you from

a potential financial disaster because we all spend a lot of time most of our life these days

online. So just stick around. I promise you will learn something new today. Just so you're not

left wondering, I'm rocking the podcast solo today while John is in Chicago delivering

his riveting presentation on bond maturity and bond duration, some real nerdy stuff, but wildly

important when it comes to building and constructing a portfolio. It's really scary how few financial advisors

really understand how to manage, sorry, I'm going to go on a tangent here, really understand

how to manage bonds in a globally diversified portfolio. It's a really important piece that

often is just so misunderstood and overlooked.

And so I appreciate all the work John's done in that department.

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