I've ruled out uni because I want to live at home.

I've ruled out uni because I want to earn money.

I've ruled out uni because of my grades.

Study with the Open University and there's no need to rule out anything.

With our respected degrees, you can learn from home and work alongside study.

We're open to all. Plus, you'll have the support of expert tutors. So rethink your

future with the degree you didn't think was possible. The Open University. The future is open.

This episode is sponsored by Nationwide. This year, Nationwide are delighted to be giving

£100 to over 4 million current account holders

who also save or have a mortgage with them. They call it the nationwide fairest share.

Kieran, if Nationwide gave me £100, I reckon I'd spend it on inflatable FA Cup trophies

and a book about Abilin. What about you? Well, I've given this one quite a lot of thought.

I'd really like a 1966 England retro shirt and a good book. Yeah. So if nationwide, you get

everyday banking from the witch banking brand of the year 2025, and you could also get cash

to spend however you choose. Terms and conditions apply, search nationwide fairer share,

qualifying current account and savings or mortgage were required at the 31st of March 2025.

There are some things you should always check, like the hygiene rating on your local takeaway,

the setting on your razor, and whether the party actually is fancy dress.

The other thing you should check is your Experian credit report, especially if you're looking

to borrow money.

It lets you understand what lenders see

so you can increase your chances of getting the best deals.

...