Critiquing Your Spending Habits (and Ours) With Dr. John Delony

Smart Money Happy Hour with Rachel Cruze and George Kamel

Ramsey Network

Business

4.9 • 2.8K Ratings

🗓️ 28 August 2025

⏱️ 58 minutes

🔗️ Recording | iTunes | RSS

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Summary

📈 Are you making these 4 common investing mistakes? Get our free Investing Guide and find out. We’ve got a doctor in the house today, friends. In this episode, mental health expert Dr. John Delony gives Rachel and George some financial therapy, plus shares his hot takes on your money and relationship questions. Next Steps: 🛒 Check out John Delony’s Questions for Humans: Friends Second Edition. 🎥 Watch our video Spilling the Financial Tea With Our Better Halves. 🍸 Follow Smart Money Happy Hour on TikTok: @smartmoneyhappyhour 📱 Submit a Guilty As Charged question for Rachel and George! Leave us a voicemail with your question at 877-306-1517 or[JS1] send a DM to @rachelcruze or @georgekamel on Instagram! Be sure to type “GUILTY?” at the top of your message so we don’t miss it. 💵 The simplest way to budget. Download the EveryDollar app for free! Connect With Our Sponsors: Get 20% off when you join DeleteMe. Get up to 40% off with code SMARTMONEY at Cozy Earth. Today’s Happy Hour Special: 🍹 Alice From Dallas Recipe from Difford’s Guide: 1/2 ounce Galliano Espresso coffee liqueur 1/2 ounce Grand Marnier or other cognac orange liqueur 1/2 ounce Patrón Reposado tequila Instructions: Select a shot glass. Refrigerate ingredients. Once chilled, layer in a chilled glass by carefully pouring ingredients in the order listed. Enjoy! Explore More From Ramsey Network: 💡 The Rachel Cruze Show 💰 George Kamel 🎙️ The Ramsey Show 💸 The Ramsey Show Highlights 🧠 The Dr. John Delony Show 🪑 Front Row Seat with Ken Coleman 📈 EntreLeadership Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

Transcript

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0:00.0	This guy has done every podcast in the books, and now he's on your favorite podcast of all.
0:10.4	Dr. John Deloney is joining us for some financial therapy and cultural hot takes.
0:14.7	And I pulled my headphones off, so I listened to some music, and I was like, oh, we're doomed, because it felt good.
0:20.8	Yeah, it'd be George, two French bulldogs, a box of rubber gloves., we're doomed, because it felt good.
0:23.9	Yeah, it'd be George, the two French bulldogs, a box of rubber gloves.
0:25.6	He's got rubber gloves, like, don't worry about these.
0:29.5	What's something you thought was stupid until you actually tried it?
0:30.5	John, go first.
0:32.2	Okay, I got to set it up, though.
0:38.5	Hey, guys, I'm Rachel Cruz.
0:40.1	I'm George Camel.
0:41.7	And I'm John.
0:45.1	And this is Smart Money Happy Hour.
0:51.1	Hi, y'all.
0:52.6	How we do it? Welcome, John.
0:53.5	What's up, guys?
0:54.3	I couldn't.
0:54.8	You seem nervous.
0:56.0	I haven't slept.
0:57.4	What?
0:57.9	This is a big show. Oh, you're nervous. Oh, you didn't sleep because you're so nervous to be in here. I know. It's okay. It's fine. It's fine. You're going to make it through. It'll be good. Have you ever gone hunting?
0:51.7	We're going to talk about, we're going to talk about Rachel's peacekeeping.
	...

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