Credit Cards Points and Miles Q&A (Best Cards, Top Bonuses, Earning on a Budget, Points Apps and More)

All the Hacks with Chris Hutchins

Chris Hutchins

Business, Education, Investing, Society & Culture, Places & Travel, Self-improvement

4.7 • 1.4K Ratings

🗓️ 7 September 2022

⏱️ 60 minutes

🔗️ Recording | iTunes | RSS

🧾️ Download transcript

Summary

#76: Host Chris Hutchins tackles questions all about credit cards, points and miles. From his favorite credit cards (and two card combos) to racking up points on a small budget, preventing points from expiring, redeeming points, tools and services to manage your points, and what happens to your points when you die. Full show notes at: https://allthehacks.com/listener-questions-5 All the Hacks Newsletter: https://allthehacks.com/email Partner Deals Pacaso: Free early access to listings and $2,500+ in closing credits Vuori: 20% off the most comfortable performance apparel I've ever worn Gelt: Skip the waitlist on personalized tax guidance to maximize your wealth Links All the Hacks Newsletter: Sign up Favorite Cards Chase Sapphire Reserve - 3x Dining/Travel Chase Sapphire Preferred - 3x Dining, 2x Travel Chase Freedom Unlimited - 3x Dining/Drug Stores, 1.5x Everything CapitalOne VentureX - 2x Everything CapitalOne Venture - 2x Everything CapitalOne Savor - 4x Dining/Entertainment/Streaming, 3x Groceries Citi Premier - 3x Dining/Groceries/Gas/Airfare/Hotels Citi Double Cash - 2x Everything Amex Gold - 4x Dining/Groceries Amex Green - 3x Dining/Travel Bilt Rewards - 3x Dining/Travel Top Signup Bonuses Citi Premier - 80,000 CapitalOne VentureX - 75,000 CapitalOne Venture - 75,000 Amex Gold - 70,000 Amex Platinum - 100,000 Hilton Amex - 100,000 Hilton Surpass - 130,000 IHG Premier - 140,000 Other Cards Mentioned Amex Blue Cash Preferred - 6x Groceries/Streaming, 3x Gas/Transit Top Business Card Bonuses Chase Ink Preferred - 100,000 Chase Ink Cash - 75,000 Chase Ink Unlimited - 75,000 United Business - 150,000 CapitalOne Spark Miles - 50,000 CapitalOne Spark Cash Plus - 100,000 Resources Straight to the Points Newsletter All the Hacks Transfer Partner List Upgraded Points: When do airlines release award seats? AwardWallet TPG App Point.me (Promo Code: HACKS) ExpertFlyer AwardNexus AwardLogic KVS Tool Deals 30,000 Amex Points with Business Checking Two Months of Southwest Companion Pass 2,500 Wyndham Points with Bakkt 10-15k Chase Points with Refer-a-Friend Full Show Notes Q: Best Credit Cards (2:45) Chase (4:07) Citi and CapitalOne (6:39) Amex (9:18) Q: Accruing points in one place (10:23) Q: Best Signup Bonuses (11:25) Q: Best card for visiting kid in college (16:55 ) Q: Cards for big upcoming expenses (18:29) Q: Best Family Card (21:08) Q: Best Business Cards (21:43) Q: Using authorized users to build credit (23:41) Q: How to meet minimum spend requirements (25:21) Q: Earning miles on foreign carrier (28:13) Q: How do you earn so many points? (29:05) Q: Do points expire? (31:52) Q: What happens to your points if you die? (36:56) Q: Utilizing points for a large group (40:14) Q: Best transfer partners (42:55) Q: What’s your points tool stack? (44:01) Q: How far in advance do you book to get the best deal? (47:54) Latest Deals (51:32) Connect with All the Hacks All the Hacks: Newsletter | Website | Facebook | Email Chris Hutchins: Twitter | Instagram | Website | LinkedIn

Transcript

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0:00.0	A quick word from our sponsor today.
0:03.3	I want to talk about an amazing way to level up your finances with some practical knowledge
0:07.6	on money.
0:08.6	I'm talking about Nerdwallet's Smart Money Podcast, where every week, Nerdwallet's in-house
0:13.3	experts answer your real-world money questions and break down the latest personal finance
0:18.0	news.
0:19.0	They've already helped me get smarter on AI travel planning, saving money on groceries
0:22.9	and my next trip to Disney, which I know is coming soon with two young girls.
0:27.8	They also break down the latest financial headlines so you can make smart financial decisions
0:32.1	in a world that's constantly changing.
0:34.8	Weekly financial check-ins with Smart Money can help you spend more time doing what matters
0:38.8	and last time worrying about what doesn't.
0:41.4	You'll get the clarity you need to make smart decisions without all the stress.
0:45.2	Plus, they keep their episodes short and sweet, so it's easy to add to your weekly rotation.
0:50.8	Smart Money is such a great way to get even smarter about your money.
0:54.2	Welcome to Nerdwallet's Smart Money Podcast on your favorite podcast app, which you're
0:58.1	probably in right now because I know you're listening to a podcast, so check out Smart
1:02.4	Money.
1:03.4	Hello, and welcome to another episode of All the Hacks, a show about upgrading your
1:10.0	life, money, and travel.
1:11.8	I'm Chris Hutchins, and I am so excited you're here for another episode where I get to answer
1:16.2	all the questions you've sent in.
	...

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