Creative Capital Podcast 362: InstaLending with Saurabh Shah
Creative Capital
Josh Ferrari
5 • 1.1K Ratings
🗓️ 7 June 2024
⏱️ 28 minutes
🧾️ Download transcript
Summary
In this episode, Joshua chats with Saurabh Shah, co-founder of InstaLend, about his fascinating journey from Wall Street to becoming a private lender in real estate. Saurabh shares his background, the inception of Instalend, and how they have managed to deploy over $250 million in fix-and-flip and rental loans across the United States. He also discusses the differences between traditional bank lending and private lending, the impact of current economic conditions on the real estate market, and his vision for the future of InstaLend.
How to connect with Saurabh Shah:
https://www.linkedin.com/in/saurabhshah85/
How to connect with Joshua Ferrari:
Ferrari Capital
https://www.facebook.com/joshua.ferrari.16/
https://www.linkedin.com/in/joshuaferrari/
Transcript
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| 0:00.0 | You're listening to the Creative Capital Podcast. You're dying to learn about how you can create |
| 0:09.5 | wealth through real estate investing, then you can come to the right place. |
| 0:13.0 | Join in every week as we go over the ends and outs of real estate investing |
| 0:18.0 | and learn how you two can become financially free. |
| 0:21.0 | Surab Sh, man, I didn't butcher it. How about that? |
| 0:26.4 | Glad to have you out on the show with us today. |
| 0:29.1 | Hey Josh, it's good to meet you and thanks for saying my name right, appreciate that. |
| 0:34.0 | Yes, there's been some folks that I have not pronounced right, so. |
| 0:37.5 | Well, for all of those out there listening to today's episode, hearing you for the first time, |
| 0:42.1 | don't really know a whole lot about you. |
| 0:43.6 | Give us a brief background about yourself and jealous at the end of the day what got you |
| 0:48.8 | interested in real estate investing? |
| 0:51.7 | Sure. So I'm originally from Mumbai in India. |
| 0:55.0 | I spent my childhood there. |
| 0:56.0 | I grew up there. |
| 0:57.6 | I moved to New York in 2008 when I came here for grad school at NYU. I spent a few years on Wall Street, working in investment |
| 1:05.3 | banking, private equity, moved back home, relocated back to New York, I think in 2009, |
| 1:12.1 | fall of 2019, and that's when I started to land with my partner who's also my brother and what got me interested in real estate was I used to invest in our real estate while I was still working just so that I could find an avenue to deploy my capital passively and what got my attention was flipping properties. |
| 1:32.0 | So I did a few flips in Jersey in Illinois and you know I just I just really liked how real estate operates. You know, it's it's a hedge against inflation. It's an underlying capital value appreciation. It's |
| 1:46.5 | preservation of your capital, but at the same time, you're getting some upside if you're |
| 1:51.0 | renting it out to a tenant. And it's always the touch and feel aspect you know something more physical |
| 1:57.2 | so that's what really attracted me to real estate and being an investor myself coming from a background in Wall Street, you know, I saw some opportunities, some gaps on how an institution color of capital could make the whole process of lending more affordable and you know it could democratize it to more retail |
... |
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