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Welcome to another episode of The Chicks on the Right podcast where we have our friend and sponsor of the show, Zach Abraham from Bullwork Capital Management, with us to talk about all things financial. And we've got a very interesting, kind of juicy

topic for you today in the spirit of Valentine's, which is, of course, the very best holiday

ever. To you, to Marr. To me. So there's an interesting article in the New York Times

recently about whether or not couples are happier when they pool their money into a joint account or whether it's better to keep their finances separate.

And you, of course, have worked with a zillion couples.

So just I'm not going to tell you what the New York Times article concluded.

What's, what do you suspect is true?

Are you happier if you're combined or are you happier if you're separate?

So I got to start by saying, and I'll tell you, I'll tell you what my take on is because I have a very defined take.

Might surprise some people.

But before I say that, I will say that I was very surprised in my career to see multiple

approaches work.

Now, I will say this.

I will say this.

For whatever reason, and I think there's a ton of different reasons, I have seen a higher percentage

...