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Tax rules apply. I'll go to the Dave Ramsey story. Dave Ramsey warns young people. Locked out of

housing market, corporate America has screwed you.

Rob, do you have the clip on Dave Ramsey or if you want to play this clip?

Here's what Dave Ramsey had to say about it.

Go ahead.

This is that corporate America has screwed you.

Car debt is at an all-time high.

The car companies have now got you signing up for $1,200 car payments. Student loan debt is at an all-time high. The car companies have now got you signing up for $1,200 car payments.

Student loan debt is at an all-time high. And this is Gen Z in millennials. And of course, credit

card debt, thank you to the big banks, is at an all-time high. When you're drowning in personal

debt, you can't afford to buy a freaking house. And that's what's happened. We've had these

big companies, the car companies, the banks, and Congress with the student loan debt, screwing these

two generations at a record like never before. And so what we're finding is we're finding lots of

Gen Ziers, lots of millennials able to buy a home when they fight through and sell the stupid car and get rid of these

debts. Do you think that that's why they're maybe not going out there and buying those first-time

homes? They're looking to other investments. Well, they're not looking at other investments.

They're broke. Their disposable income has been eaten up by those three categories I was talking

about. Again, car debt is out of control. Our message to Gen Z. I think he's talking his book to some degree. You know, certainly there is a lot of debt out there. You're thinking he's selling a book right now. I think he's just talking his book. His whole thing is, you're going to get you out of debt. I'm going to get it. So that's his whole. For sure. That's a good point. Okay. So, but he'd make some good

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