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welcome to the nerd wallet smart money podcast where we answer your money questions in 15 minutes or less.

I'm your host, Liz Weston.

And I'm Sean Piles.

As always, be sure to send us your money questions.

Call or text us at 901-7306373.

That's 901-730 Nerd.

Or email us at podcast at nerdwollet.com.

We've been talking in the last few episodes about how the coronavirus pandemic is affecting

the economy and your finances and what you need to know now.

In this episode, we'll focus on investing and your portfolio with the help of investing nerd

Ariel O'Shea.

Hey, Ariel, thank you for joining us.

I want to start off by asking you, what is the most important thing for people to know about their investments right now? So the stock market is what's really inciting a lot of fear right now. It's up,

it's down, it's up, and then 10 minutes later, it's down. And it's

really scary for a lot of people. So the first thing to know is that if you're investing for a

goal that's less than five years away, so you have a down payment for your house that you want to

buy in a few years or you're saving for a big vacation, that money should not be in the stock

...