Consolidation Tips & Low Credit Score Hacks 🔑
Earn Your Leisure
iHeartPodcasts
4.8 • 7.8K Ratings
🗓️ 12 October 2025
⏱️ 12 minutes
🧾️ Download transcript
Summary
In this episode, credit specialist Shonda Martin shares invaluable insights into the world of credit and its impact on relationships, loans, and employment. The discussion delves into the pitfalls of co-signing for loans, the nuances of credit consolidation, and the steps individuals with bad credit can take to improve their credit scores. Shonda dispels myths and offers practical advice on building credit, leveraging credit cards, and strategically managing credit utilization to boost credit scores. Discover how to navigate the intricacies of credit and forge pathways toward financial empowerment and healthier relationships. #CreditScore #FinancialEmpowerment #Relationships #CreditConsolidation #BuildingCredit #EYLMedium #EYL #ShondaMartin
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Transcript
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| 0:00.0 | The murder of an 18-year-old girl in Graves County, Kentucky, went unsolved for years, |
| 0:09.6 | until a local housewife, a journalist, and a handful of girls came forward with a story. |
| 0:16.4 | America, y'all better work the hell up. |
| 0:18.1 | Bad things happens to good people in small towns. |
| 0:28.1 | Listen to Graves County on the IHeartRadio app, Apple Podcasts, or wherever you get your podcast. |
| 0:34.0 | And to binge the entire season, ad free, subscribe to Lava for Good Plus on Apple Podcasts. |
| 0:43.2 | From NBA champion, Stefan Curry, comes shot ready, a powerful never-before-seen look at the mindset |
| 0:49.3 | that changed the game. I fell in love with the grind. You have to find joy in the work you do when no one else is |
| 0:55.8 | around. Success is not an accident. I'm passing the ball to you. Let's go. Steph Curry redefined |
| 1:03.4 | basketball. Now he's rewriting what it means to succeed. Order your copy of the New York Times |
| 1:08.1 | bestseller shot ready today at stephencurriebook.com. |
| 1:12.2 | When news broke earlier this year that baby KJ, a newborn in Philadelphia, |
| 1:15.9 | had successfully received the world's first personalized gene editing treatment, |
| 1:19.6 | it represented a milestone for both researchers and patients. |
| 1:23.1 | But there's a gripping tale of discovery behind this accomplishment and its creators. |
| 1:27.1 | I'm Evan Ratliff, |
| 1:28.0 | and together with biographer Walter Isaacson, we're delving into the story of Nobel Prize winner |
| 1:31.7 | Jennifer Dowdna, the woman who's helped change the trajectory of humanity. Listen to Aunt |
| 1:36.6 | CRISPR, the story of Jennifer Dowdna with Walter Isaacson on the IHeart Radio app, Apple Podcasts, or |
| 1:41.3 | wherever you get your podcasts. |
| 1:46.3 | I'm Marcus Grant. |
| 1:51.5 | And I'm Michael Florio, and together we host the NFL Fantasy Football Podcast. |
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