You're listening to Ramsay Everyday Millionaires, where we talk retirement, building wealth,

and outrageous generosity.

Question from the lobby here at Ramsay Solutions, Kevin, is where this hey, Kevin, how

are you?

Hey, Dave, I'm great.

Good.

So, my question today, I'm from California, I'm here visiting my brother who works at Ramsay

Solutions.

Oh, fun.

And I have a super Silicon Valley question.

I'm an engineering manager at a major tech company.

And my salary is well in excess of six figures, but it's pretty much, at least for the last

like few tax years, been exactly half regular salary and exactly half company stock.

And so then it's like very repeatable company stock investments that are going to last for

three or four years.

And I wanted to ask this question because it's a super common compensation package for

engineers.

Sure.

Well, in Silicon Valley for sure.

Yeah.

And so the question is, if you say, not me, but if somebody was like, I'm making 400,000

a year, and it's in half in salary and half in stock, it isn't obviously guaranteed to

...