Comfort Is The Enemy Of Progress - Attack Your Debt Now!
The Ramsey Show
Ramsey Network
4.5 • 38.5K Ratings
🗓️ 12 January 2026
⏱️ 126 minutes
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| 0:00.0 | Brought to you by the Every Dollar app. |
| 0:07.3 | Start budgeting for free today. |
| 0:14.8 | Normal is broke and common sense is weird. |
| 0:18.2 | So we are here to help you transform your life. From the Ramsey Network |
| 0:22.1 | and the Fairwinds Credit Union Studio, this is The Ramsey Show. I'm George Camel, joined by |
| 0:28.8 | author Jade Warsha. We are so excited that you're tuning in today. We're taking your calls at |
| 0:34.1 | AAA 825-5-225. Annie is going to kick us off in Houston, Texas. What's |
| 0:40.4 | going on, Annie? Hey, how's it going? Great. How can we help? |
| 0:45.3 | All right. Yes, sir. I've been, I have a dilemma. I had an ex-boyfriend years, about five, six years ago, and we got motorcycles. I sold mine, |
| 0:58.0 | but we co-signed for each other. That's true love. Yeah, right. But anyway, he hasn't made a payment. |
| 1:07.5 | I don't care about my credit, but they keep calling, and they're like, it's a binding |
| 1:11.8 | contract. So my question is, what do I do? I haven't seen the bike in over four or five years. |
| 1:19.8 | I don't know if he's alive or dead, and they came to my house and checked, you know, it ain't there. |
| 1:26.7 | They went to come repo it, and it wasn't there? Yes. Yeah. Okay. Here's the bad news, Annie. It doesn't matter where that motorcycle is and it doesn't matter if he's dead or alive. You owe that debt. That is exactly what co-signing is. It's you taking on that debt because they don't trust him to pay. And I think they were |
| 1:44.7 | wise. How much is it? Okay. It's like about $10,000. Yikes. And what about your bike? Have you |
| 1:52.2 | since paid yours off or what happened the one that you guys co-signed together that you drove? |
| 1:57.9 | Oh, I sold mine. So yours has been gone. Where are you at financially? |
| 2:01.7 | Do you have any other debts? |
| 2:02.8 | Do you have money and savings? |
| 2:04.9 | No, I don't have any money in savings. |
| 2:06.8 | I've been retired for a year, and I'm trying to go back to work right now, so I'm barely |
| 2:11.5 | making my bills, and I can't afford to make that. |
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