Colin Cowherd Podcast - Indiana vs. Miami Preview, NIL Is Hurting SEC Powerhouses, Will Kiffin Win Titles?
The Herd with Colin Cowherd
iHeartPodcasts and The Volume
4.3 • 10K Ratings
🗓️ 15 January 2026
⏱️ 26 minutes
🧾️ Download transcript
Summary
Colin’s joined by college football guru Josh Pate to preview the College Football Playoff Championship between Indiana and Miami.
Colin predicts that unlike Oregon & Alabama, Miami’s defense should be disruptive and be able to keep Indiana from a point total in the 30s or 40s (2:00). They debate whether Indiana coach Curt Cignetti could be lured away from college football by the NFL (4:30).
They discuss the huge disparities in finances between the Big Ten & Texas programs and SEC programs like LSU, Alabama & Georgia and without changes to NIL rules…could get left behind and perennially miss the playoff (6:30). They review all the star quarterbacks returning for the Big Ten & debate whether the gap between the Big Ten & SEC will be even bigger next year (9:30).
They also preview Lane Kiffin’s upcoming tenure as coach at LSU and debate whether adding Kiffin will actually bring titles to Baton Rouge (11:30).
They return to the national championship and discuss whether Carson Beck’s experience in the title game will give him any chance to outplay Fernando Mendoza (18:30). They break down the traits that will make Mendonza the likely #1 pick in the NFL draft, and agree that Indiana’s overall talent is underrated (21:30).
Finally, they debate whether they’d tweak the NIL or transfer portal if given the chance and Josh argues for classman pay scales similar to what exist in the NFL and why that would help fix problems with the portal and that the “wild wild west” era of college football is bound to end soon (24:45).
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Transcript
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| 0:00.0 | This is an I-Heart podcast. |
| 0:02.5 | Guaranteed human. |
| 0:05.5 | The volume. |
| 0:10.5 | All right. |
| 0:17.3 | I may look a little different now. |
| 0:18.7 | I'm wearing these New Age headsets. Josh Pate, |
| 0:22.8 | Josh Pate College Football Show on YouTube, getting all sorts of love and press from ESPN and all these |
| 0:29.1 | big shot platforms. It's, you know, what we knew a couple years ago at the volume. We're like, |
| 0:35.9 | get more Josh Pate on our podcast. |
| 0:39.0 | So let's start with this. |
| 0:40.7 | Miami gets seven and a half against Indiana. |
| 0:46.7 | I'm, you know, it's almost like one of those was Sabin. |
| 0:49.9 | Like you just, you would just take Sabin side. |
| 0:52.3 | They'll just beat somebody badly. |
| 0:55.4 | I'm going to go the other way because i thought indiana would handle alabama i called for a blowout and they'd |
| 0:59.6 | handle oregon i think miami will disrupt their offense a little bit i think they're very disruptive |
| 1:05.2 | i think indiana wins i think it's kind of ugly and low scoring but I don't see 30s and 40s for Indiana. Do you? |
| 1:14.3 | No, I'm with you. I think we're pretty solo in this car, but I'm with you. So I guess, Colin, what you're |
| 1:21.6 | saying, and to further the point, what it all boils down to is, number one, do you think Miami can |
| 1:26.5 | play their best game? Because that's kind of required here. And the number one, do you think Miami can play their best game? Because that's kind of |
| 1:28.1 | required here. And the number two, do I think for the first time and seemingly forever, someone can |
| 1:35.0 | at least stagger Indiana? Someone can at least make them throw something other than the fastball. |
... |
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