The following program is a podcast one.com production.

It's great to have you here on the Clark Howard Show where it's about you learning ways to keep more of what you make on the web.

Clark.com when you have a question for me.

Clark.com slash ask coming up in 20 minutes today's car courageous moment is about you and me.

Do you know that we generally greatly underestimate how long we're going to live.

The implications with that are serious for you, your family, and your wallet.

I want to address that in today's carcrage in just 20 minutes.

And coming up in a half hour I have an update on something that was a very popular thing we've talked about on the Clark Howard Show.

And that is you being your own detective about having cancer.

There are new developments that are going to make a lot of people safer.

And I'm going to tell you how you take the information and use it properly for your own health and your own life.

And that's coming up in 30 minutes.

I want to talk right now about some trends going on with borrowing money.

The number of people that are defaulting are going to link on car loans, credit cards, it's going way, way, way up.

If you look at people who don't have the highest credit scores, the latest data from the Federal Reserve is that 6 million people

are delinquent right now on their car loans of people who are at the lower end of the credit score spectrum.

They don't give a number here about how many people with higher credit scores are delinquent, but 6 million car borrowers right now delinquent.

That's not a good number.

And with credit cards, the delinquencies have been rising.

And they're up a meaningful amount, meaningful meaning that the numbers are climbing.

And there's a greater possibility that the banks that issue credit cards are going to be writing off more credit card debt is uncollectable.

And repossessing more cars for loans that aren't paid.

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