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welcome to the nerd wallet smart money podcast where we answer your personal finance questions

and help you feel a little smarter about what you do with your money. I'm Liz Weston.

And I'm Sean Piles. Here's the deal. You know that you have questions about how to manage your money,

and we are here to help you answer them. Call or text us on the Nerd Hotline at 901-730-6373. That's 901-730 Nerd. Nerd. Or email us at

podcast at nerdwalt.com and our team of nerds will get busy answering your questions.

And hit that subscribe button to get new episodes delivered to your devices every Monday.

If you like what you hear, please leave us a review. This episode, Liz and I answer a listener's money question about how to pay off student

loans right now.

But first, in our this week and your money segment, we're talking about how to make your

holiday charitable donations go further.

This was inspired by a recent column from our fellow nerd, Amrtha Jaya Kumar, titled

Be Effective with Your Generosity in 2020.

Since we're now in the middle of the season of giving, we wanted to discuss her insight so you can make the most of your charitable contributions.

We're also approaching the end of the year, which means that from a tax perspective, now is the time to get in all of your end of year donations.

Most people can't itemize anymore, but thanks to the CARES

Act, everybody can write off $300 in charitable donations even if you don't itemize. Basically,

I think everybody who can should do that, and it's a nice little tax bonus for being generous.

...