This podcast is brought to you by Sky Broadband.

The UK's fastest broadband speeds of any major provider have landed.

And that is good news for us here at the Football Ramble, because when we're not watching football, talking about football or arguing about football, some of us are partial to a bit of online gaming.

If you play online yourself, then you'll know that the online gamer's greatest enemy is lag.

This is where Sky Gigafast Plus comes in with speeds up to 5 gigabits per second, meaning we can experience next level gaming with high speeds, low latency and smoother gameplay, so you can banish that annoying lag for good. What's more, the speeds are so fast that you can browse, stream and game all at the same time, meaning we can have a live football match on one screen while we argue about whose job it is to provide covering fire while gaming on another, just as we like it.

The UK's fastest broadband speeds of any major provider have landed. Visit sky.com.

11% availability, verify at sky.com forward slash fastest speeds.

This week's episode is sponsored by Experian, the UK's most trusted credit score.

Even the simplest things in life can sometimes feel complicated.

Have you ever found yourself having to explain the English league system to someone who isn't

into football?

If not, this is what it's like.

There are four professional divisions.

The top division is the

Premier League. That one's easy. Below that, what used to be the first division, despite

actually being the second division, is now called the championship. Below that, the third

league is called League One, and below that, the fourth league is, of course, League two. Maybe you're

supposed to start from the bottom, you might think. But if you do that,

you start with League two, then League one is second, not first. It all works perfectly well. It's just

that explaining it can be very complicated. Some simple things often do feel complicated,

but getting a better deal on credit cards, loans and mortgages doesn't need to be one of them.

All you need to make it simple is a little help from Experian. Plainly put, your Experian credit score is like a financial report card. It helps you understand how lenders see you before you apply for credit. Experian's free app lets you see your credit score and report for free and gives you tips to improve it, meaning you could get better deals on credit cards, loans and mortgages.

...