Today on Your Money, Your Wealth podcast number 325, you have asked many times for clarification on how long-term capital gains are stacked on top of ordinary income.

So here are all of those discussions in a single episode for easy reference.

And in the podcast show notes at Your Money, yourwealth.com, you'll find resources to help you pay less capital gains tax.

Just click the link in the description of today's episode in your podcast app to go to the show

notes. Now, you may have noticed Congress is making major changes that may impact your

retirement and how much you're paying in tax. Stay a step ahead with a free assessment of your

overall finances from a certified financial planner professional.

Click the get an assessment button at Your Money, Your Wealth.com to get started.

I'm producer Andy Last, and here are the hosts of Your Money, Your Wealth,

Joe Anderson, CFP, and Big Al Clopine CPA with your cap gains versus ordinary income tax compilation.

We actually got a voice recording.

What do we got?

Hello, my name's Cole, and I was just calling to ask a question for the podcast.

So I haven't really listened for too long.

I mostly just started like about a week ago, but I've listened

to about 10 or so, so far, just on my way to work in my Black Hyundai Alontera. So right now,

I have a lot of money that I've been investing into a Roth IRA and into my TSP, also in

Roth, as I'm in the Air Force. But I was one was wondering I want to start investing even more than the maximum contributions

for both Roth, TSP, and my Roth IRA, which I'm currently maxing out both.

And I want to start contributing to my own brokerage account through Vanguard.

So I was wondering how that works with capital gains tax with your regular tax. So for example, if I make

$50,000 a year now and I make, let's say, $20,000 with capital gains tax, I know that it's a

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