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Welcome to the NerdWallet Smart Money Podcast, where we answer your personal finance questions

and help you feel a little smarter about what you do with your money. I'm Liz Weston.

And I'm Sean Piles. To contact the nerds, call or text us on the nerd hotline at 901-730-6373. That's

901-730 Nerd. Or email us at podcast at nerdwollet.com. To get new episodes delivered to your devices every Monday,

hit that subscribe button. If you like what you hear, please leave us a review. This episode,

Sean and I answer a listener's question about whether you can have too much cash in your bank

accounts. But first, we're talking with investing nerd Chris Davis about a different kind of

green cannabis. Specifically, we're going to chat about cannabis ETFs. So hey, Chris, welcome back to the podcast.

Hey, Liz, happy to be here. Good to have you on, Chris. So with the standard caveat that we are not

investment advisors and do not and will not offer suggestions about how folks can invest their money,

can you give us a rundown of what cannabis ETFs are?

First, just a quick breakdown of what are ETFs compared to stocks?

So, they're going to invest your money across lots of different companies.

You know, it could be bonds or commodities.

But in the case of stocks, when you buy an ETF, you're buying one share of it or many, but that one share is going to spread your investment across dozens or hundreds of companies.

And so in the case of the cannabis industry, this means you're spreading your investment across several cannabis companies operating in various areas of the industry.

So that could be research and development, growth, distribution, supply chain.

...