Welcome to the Jill on Money show. It's Thursday, January 9th, and we are here trying to help you make better, less bad financial decisions. If you've got something going on, I know it's early in the year, but you know, this is a time where people do focus on their financial lives. Why don't you get in touch with us? Just go to jillonmoney.com. Click the contact us button and write us a note. And if you'd like to join us on the air live, you check the box and Mark does everything else. While you're on the website, check out all the stuff that lives there. And don't forget, sign it for the free weekly newsletter. It comes out every Friday. Mark does a great job of compiling that.

It's really amazing.

Thanks to everybody who went for the final push at the end of December to subscribe to Jill

on Money Live.

That is where you have access to quarterly live webinars, the back catalog, more bonus video

content, and lots of other fun stuff.

We will be soon announcing

our next webinar. Our next webinar, we know who we're getting. We're not saying the name before we get

them. But we're getting this fabulous guest who has been on before, but you can only check that out

if you were part of Jill on Money Live. Now, Mark did raise the fee, but it's $45 for a whole year. By the way, New Year's Eve, as midnight is approaching, Amanda's like, what are you doing on the computer? Yeah, and that was it. I was waiting for midnight so I can go in and change the price. Oh my God, you're crazy. God bless you. God bless that, Mark. He's watching out for me. Anyway,

check out Jill on Money Live. Okay, right now, let us talk to Mike from Wisconsin.

Mike, welcome to the program. What can we do for you, sir? Hey, great to be with everybody today.

Thanks for taking me on, Jill. And yeah, so I basically, my question for you guys is, I'm 42, my wife's 40. We've got three great kids. And we've done pretty well thus far. I have built up a pretty good nest egg and things are kind of on cruise control. And I just want to make sure that what I'm considering is not going to blow us up. Okay. So you're 42. Your wife is 40. You got three kids.

How old are the kids? 9, 7, and 5. Everybody's in school now? Is the 5-year-old in school? Yes. Oh, you're breathing that sigh of relief, aren't you? And everybody's on the same, folks. Oh, my gosh. Fantastic. Mike, how much do you and your wife earn? It varies year to year.

I'm in sales.

I would say an average year, Mike, how much do you and your wife earn? It varies year to year.

I'm in sales.

So I would say an average year, you know,

grow around 325 and you can go up to 400.

Wow.

Must be leaving large where they are.

Holy smokes is right.

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