Can I Afford to Buy a Harley?

The Ramsey Show Highlights

Ramsey Network

Investing, Self-improvement, Education, Business

4.5 • 840 Ratings

🗓️ 3 November 2025

⏱️ 5 minutes

🔗️ Recording | iTunes | RSS

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Transcript

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0:00.0	Brought to you by the Every Dollar app.
0:04.3	Start budgeting for free today.
0:06.5	I'm just trying to figure out how much of a step back it would be to my life if I were to purchase a 2025 Harley-David-David.
0:14.1	The bike's $30,000.
0:18.2	Thank you.
0:18.8	You actually know what that one is?
0:20.1	Yeah.
0:20.6	What's the, what's the tag on that? What's the price on that? You know, MSRP is about 24, but I'm going to put some upgrades on it, pipe, and heatie grips and all that good stuff, about $30,000 at the door. Yeah. So what do you make?
0:34.3	Right now I'm making about $65,000 a year. And then, uh, my wife makes about 15. Uh,
0:42.6	she works about 10 hours a week. I'll show you each have a car. Yes. Uh, I have a truck and she has a,
0:50.0	you know, a crossover. Yeah. What kind of debt do you guys have?
0:56.6	Currently, no debt.
0:58.4	We are actually on baby steps six.
1:01.0	Okay.
1:01.6	And 35 with two little kids.
1:04.7	There's a couple kickers about that, though.
1:08.3	I guess the first one would be that right now we're spending more than we make,
1:13.9	because, you know, how would you pay for the Harley?
1:20.3	Oh, just extra money.
1:23.9	So about two years ago, we were gifted about $200,000 from Sarah's grandmother
1:31.2	when she passed away. And you have how much debt? No debt, but they're living above,
1:36.7	how are you living above your meat? You're spending more than you make. Why? We saved a lot of money
	...

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