J.P. Morgan Payments is one of the leaders in payments processing with a staggering 10 trillion in payments

handled daily. The company recently released its payments developer portal or PDP, which serves as a gateway for

developers to build and test payment APIs and accept, manage, and send payments on their own platforms.

Developing financial APIs at a global scale presents unique

engineering challenges, in large part because there is no margin for error. Jack Gibson is a

managing director and head of payments engineering, architecture, and APIs at JPMorgan Payments.

He joins the podcast with Sean Falconer to explore the design and

engineering behind the company's payments API offering. This episode is hosted by Sean Falconer.

Check the show notes for more information on Sean's work and where to the show.

Hi, thanks, Rina.

Yeah, absolutely.

So where I wanted to start was, so you've spent 15 years or so working with some pretty large financial services

companies, companies like PayPal, now JP Morgan and Chase. How did you kind of end up spending a good

part or the bulk of your career kind of in this space? I think there's two things. One is I like

solving hard problems and financial services has hard problems to solve. I think

the other thing is around industry knowledge. Once you pick up knowledge in a particular area,

it's a lot easier to kind of reapply that knowledge over time. Yeah. In terms of like,

you know, hard problems that exist in financial services and I think this is kind of maybe a

theme that we end up

kind of touching on a couple times through this conversation today is, I don't think people

always leap to like banks and financial services as the place where hard sort of computer

science is happening. But maybe you can give a little bit of context there. There's a pretty big

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