Bonus Ep - How To Get Out of Debt Faster Than You Think
How To! with Mike Pesca
Peach Fish Projects
4.3 • 2K Ratings
🗓️ 11 December 2020
⏱️ 27 minutes
🧾️ Download transcript
Summary
Irina and her husband are more than $100,000 in debt. They're working to pay it off, but between monthly credit card bills, student loan payments, 401k contributions and spending on their new baby, their money is spread too thin. In this episode of How To!, we bring on Rachel Cruze, a personal finance expert and author of Know Yourself, Know Your Money, to help Irina create a budget that she can actually follow. It will seem hard at first, Rachel says, but if you cut up your credit cards and pause your retirement investments, you can get out of debt much sooner.
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Transcript
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| 0:00.0 | Hi everyone, I'm Susie Weiss, and I've noticed there's just simply not enough podcasts in the world. So I'm launching my own. Let's go. Let's go, baby. Second Thought is a weekly show about pop culture. The stuff everyone's been binging, arguing about, obsessing over. Here's the thing about heated rivalry. I mean, even the most devoted swifties, I think we can agree, not our best work. We'll be hosting thoughtful conversations with culture's most important figures. Talk about genius. |
| 0:22.6 | Talk about generational talent. |
| 0:23.7 | Coming to headphones near you on can agree not our best work. We'll be hosting thoughtful conversations with culture's most important figures. |
| 0:21.8 | Talk about genius. |
| 0:22.6 | Talk about generational talent. |
| 0:23.7 | Coming to headphones near you on April 17th with a first guest you won't want to miss. |
| 0:27.8 | Available wherever you get your podcasts. |
| 0:30.6 | So would you actually advise me to take 13 grand out of my savings like right now |
| 0:35.9 | and just pay off my car so that we don't have that anymore? |
| 0:38.4 | Yep, I would do it tonight. |
| 0:40.0 | Okay. |
| 0:45.1 | Welcome to how to. I'm Charles Duhay. |
| 0:48.8 | This week, we're looking at something that we use every day, but which weirdly most people don't like to talk about. |
| 0:55.0 | Money. |
| 0:56.0 | The truth is most of us have debts, whether it's student loans or car payments, mortgages or credit |
| 1:01.5 | card bills. |
| 1:03.0 | And because of the pandemic, it's safe to say that a lot of people's wallets are a little |
| 1:07.0 | bit lighter this year. |
| 1:09.0 | But creating a budget that's realistic and actually sticking to it, |
| 1:13.0 | that can be a real challenge, particularly for our listener this week. |
| 1:16.9 | My name is Irina, and I'm an editor and freelance writer based in Florida. I am also a new mom. |
| 1:22.6 | I had a baby on March 30th during the pandemic. Oh my gosh, congratulations. |
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