Welcome to the Better Off Bonus Call of the Week. I'm Jill Schlesinger, your host. You know, this is our little extra segment. It's so much fun because it's a bonus question, real people just like you, and I get to answer that

question.

Remember, I'm still a CFP even though you might see me on the CBS Evening News, okay?

So I still got some street cred here.

If you have a financial question,

all you have to do is send us an email,

ask Jill at better off podcast.com,

will arrange to get you on.

And don't forget this Thursday a brand new episode

of Better Off sponsored by Betterment. Okay let's get this party started. It's Brian

who's on the line from Seattle. Brian, what can we do for you?

I have about $300,000 in a Roth,

and I don't think I'm ever going to need to touch it

while I'm alive.

And I'm trying to figure out the right thing to do in it what what to invest in it.

I'm 52 so I'm assuming that it'll be a long time before this IRA passes on to my two kids.

How come you don't need this?

How come I mean what else is going on in your financial life?

What is it that you is makes you so sure you won't need this money?

I've been really fortunate when I was younger.

I was working a whole lot and I was self-employed and I managed to make enough

that I don't think I'll miss this $300,000 in the Roth IRA if I don't think I'll miss this 300,000 in the Roth IRA if I just didn't have it.

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