BONUS call: Disability Insurance
Jill on Money with Jill Schlesinger
Audacy
4.6 • 1.9K Ratings
🗓️ 28 March 2017
⏱️ 6 minutes
🧾️ Download transcript
Summary
This week on the BONUS call we talked to Brian from Seattle who was wondering if he should still be paying for disability insurance. Insurance questions are always tricky and very specific so there's no standard answer. Give it a listen...who knows, you or somebody you know may be in a similar situation. As always, let us know what you think by leaving a rating or review in iTunes. Don't forget, a brand new episode of the Better Off podcast comes out Thursday so stay tuned for more listener questions plus an informative interview. Better Off is sponsored by Betterment. Have a question? Email us at askjill@betteroffpodcast.com.
Transcript
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| 0:00.0 | Welcome to the Better Off Bonus Call of the Week. |
| 0:05.0 | I'm Jill Schlesinger, your host, and this is where we do a little special something for anyone |
| 0:09.7 | out there who's got a financial question that's kind of eating them up. If you would like |
| 0:14.5 | to get on the air live with me just send us an email ask Jill at better off |
| 0:18.9 | podcast.com that's ask Jill at better off podcast.com. I'll be able to flex my CFP muscles and try to help steer you in the right direction |
| 0:29.0 | And don't forget we'll be dropping a new episode of the full podcast on Thursday so hopefully you're a |
| 0:34.2 | subscriber if not good iTunes Google play stitcher or sound cloud or wherever you get |
| 0:39.8 | your podcast today we're talking to Brian from Seattle. Hi Brian. |
| 0:44.0 | Hi, thanks for taking my call. Sure, what's up? |
| 0:47.0 | I'm trying to decide if it still makes sense for me to buy disability insurance. |
| 0:52.0 | Hmm, tell me a little bit about yourself. |
| 0:54.0 | Okay, I'm 53. |
| 0:56.0 | I'm married. |
| 0:57.0 | My wife works full time. |
| 0:58.0 | I've got two teenagers. |
| 1:00.0 | I've been self-employed most of my professional life and therefore buying disability insurance. |
| 1:07.0 | Which just so everybody knows, I mean disability insurance is insuring against something bad happening to you so that you wouldn't be able to |
| 1:16.1 | perform your job and it's expensive. I mean a lot of people get this as a corporate benefit but |
| 1:21.1 | Brian I know that when I was self-employed I was like wow this is this is a corporate benefit but Brian I know that when I was self-employed I was like wow this is a big |
| 1:24.6 | benefit to pay for you on your own right? |
| 1:27.5 | Yeah I'm paying about $7,000 a year which has own occupation coverage and also what's called a refund of premium feature. |
| 1:36.4 | Okay so the reason why that's important for anyone who's self-employed. |
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