This is a bonus episode of the rental income podcast. And now, Dan Lay. It seems like there's been a lot of mortgage news over the last week. If you've been following the news, I'm sure you've seen a couple of stories about how mortgage rates are spiking and how the higher mortgage rates are making housing unaffordable for a lot of people.

Of course, over the last year, we've all been dealing with a lot of inflation.

And it seems like the rates are only going to be going up higher from here.

The Fed has said they're going to raise rates three or possibly four times over the next year.

So I thought it would be a good idea today to check in with Chaley Ridge from Ridge Lending Group

to talk about mortgage rates, to see where things are at right now, and to see how this is

going to affect us going forward.

So let's take a really quick break to thank our sponsors.

We'll come right back and we'll talk to

Chaley. I want to let you know about a really easy way to track your rental income and expenses.

It's an accounting software custom made for rental property investors. It takes just seconds to

enter an expense or to record that you collected rent.

It makes tax time really easy.

Just run a report and give it to your tax person and you are done.

They're currently offering a free 30-day trial.

There's no credit card required, so if you don't like it, there's nothing to cancel. You can learn more and sign up today at Rentaltrial.com. That's Rental Trial,

T-R-I-A-L, Rental Trial.com. AI might be the most important innovation ever. It's storming every

industry with literally billions being invested. So buckle up. The problem is that AI needs the right data

and a lot of speed and processing power, so how do you compete without cost spiraling out of control?

Time to upgrade to the next generation of the cloud, Oracle Cloud Infrastructure or OCI.

OCI is a single platform for your infrastructure, database and application development with AI embedded across it all.

And Oracle's offering cloud helps you address your requirements for location, access and data residency.

...