4.4 • 1.4K Ratings
🗓️ 20 March 2025
⏱️ 10 minutes
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0:00.0 | I'm Nicole Lapin, the only financial expert you don't need a dictionary to understand. |
0:06.8 | It's time for some money rehab. |
0:12.3 | When it comes to investing, a lot of people think about stocks first. |
0:19.7 | And hey, I totally get it. |
0:20.8 | Stocks are very exciting. But bonds, bonds do deserve a little bit more love. If you're looking for a way to earn passive income with lower risk than stocks, bonds might be your new best friend. |
0:31.4 | Today I'm talking to a money rehabber who wants to start investing in bonds but isn't sure where to start. |
0:35.8 | We'll go over the basics, break down key terms, and figure out how bonds can fit into her financial goals. So let's get into it. |
0:45.3 | Sierra, welcome to money rehab. So what's your question? I've been investing for a couple of years now, |
0:50.5 | and I'm starting to see steady growth in my portfolio. That's awesome. Yeah, but that really bad day in the market the other day made my portfolio drop and |
0:58.0 | it really freaked me out. I've heard you say on the show before that it's important to diversify, |
1:02.0 | but I'm only invested in stocks right now. So everything that happened with that market dip is making me feel like I should really probably consider bonds more seriously and actually start diversifying. Oh, great. Okay. So there's a |
1:14.5 | lot to talk about here. I love that you're thinking about diversification. So you're not invested in bonds, |
1:19.7 | but you're invested in stocks. Have you been picking individual stocks or investing in equity funds? |
1:25.5 | A little bit of both, but mostly funds. |
1:28.7 | Awesome. How much do you have invested? |
1:30.7 | I have about 75,000 in my portfolio. |
1:34.1 | And you have no bonds? |
1:36.0 | Girl. |
1:36.6 | I know. |
1:37.9 | It's totally okay. We can fix this. |
1:40.0 | How old are you, by the way? |
1:41.0 | I'm 27. |
... |
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