Beware of shady refinance offers

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Marketplace

News, Business

4.8 • 1.3K Ratings

🗓️ 10 December 2025

⏱️ 9 minutes

🔗️ Recording | iTunes | RSS

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Summary

Today, the Federal Reserve is expected to lower interest rates by a quarter point. While there's no guarantee of it, the move could translate to lower mortgage rates, too. This presents an opportunity for bad actors to pitch homeowners something that might cost more than they’d think. Today, we discuss some "too good to be true" refinance opportunities. But first, Texas has launched the first state-run cryptocurrency reserve with a $5 million purchase of Bitcoin.

Transcript

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0:57.7	nonstop sunshine. Our no-free lunch warning of the week, this time about home loan refinancing.
1:07.2	I'm David Brancaccio in Los Angeles. Good morning to you. First, Texas has launched the first state-run
1:13.0	cryptocurrency reserve with a $5 million purchase of Bitcoin. Texas has also been very welcoming to
1:19.8	electricity-intensive data centers that create new cryptocurrency, these Bitcoin miners,
1:25.6	and other states are looking to add crypto to their state coffers.
	...

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