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Welcome to Tech News Briefing.

It's Tuesday, December 5th. I'm Alex Oscela for the Wall Street Journal. I'll be filling in as host for the next few months while Zoe Thomas is away on parental leave. I'm so excited to be with you. When Apple and Goldman Sachs teamed up

to launch the Apple card in 2019, it was a big deal.

But four years later, Apple is calling it quits

on the partnership.

Our reporter Anna Maria Andriotis joins us later in the show to talk

about what went wrong and what that means for both companies futures. But first, Meta platforms and IBM have launched a coalition of over 50 AI companies and

research institutions called the AI Alliance. The coalition says it's pooling resources to stand behind, quote,

open innovation and open science. Here to tell us more about what this can mean for

AI development and a fast growing market is business and technology reporter Bell Lynn.

So Bell, what is the goal of the AI Alliance?

So the AI Alliance, in their words, is really trying to promote this idea of open innovation and open collaboration in this really important technology,

AI or generative AI. And essentially they want to say that they're doing all this in the open as compared to these

closed or proprietary systems that a lot of us know by now namely open AI and some of their

competitors like entropic and go here and so the idea is that by collaborating with

academia with research institutions that some of these leading companies

...