In a world of economic uncertainty and workplace transformation, learn to lead by example from visionary C-suite executives like Shannon Schuyler of PWC and Will Pearson of IHeartMedia.

The good teacher explains, the great teacher inspires.

Don't always leave your team to do the work. That's been the most important part of how to lead by example.

Listen to leading by example. Executives making an impact on the IHeartRadio app, Apple Podcasts, or wherever you get your podcasts.

Hey, frugal friend, Jen and Jill here. We want to help you make 2025 your best year yet. When it comes to your money, that means learning the skill of spending, making fewer impulse purchases, and living a life filled with what matters most to you.

And to help you reach those goals, we wrote a book called Buy What You Love Without Going Broke, available now wherever books are sold.

If you want to budget better, spend without guilt, and experience more confidence with your money,

then get your copy at Buy What You Lovebook.com and wherever you get books.

Episode 490, The Beginner's Guide to Zero-Based Budgeting.

Welcome to the Frugal Friends podcast, where you'll learn to save money, embrace simplicity,

and live a rich in your life.

Here are your host, Jen and Jill.

Welcome to the Frugal Friends podcast. My name is Jen. My name is Jill. And today we are talking

about zero-based budgeting and how we would like to kind of shape it and form it around

values-based spending and all of the spending psychology that we talk about

on the show and then also in our book, Buy What You Love Without Going Broke.

There can be a lot of these terms used in the personal finance space about different ways to

pay off debt, different ways to budget, and it can feel so confusing. So we're just breaking down one particular

method to budgeting. Spoiler alert, they're all pretty much the same. Some of it just has to do

with the type of approach mindset, the ways in which you kind of manipulate the numbers. But we'll

get into all that.

Yeah.

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