Been Living Like He's The ___ And He's Not

The Ramsey Show Highlights

Ramsey Network

Self-improvement, Education, Investing, Business

4.6 • 682 Ratings

🗓️ 28 April 2025

⏱️ 9 minutes

🔗️ Recording | iTunes | RSS

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Summary

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Transcript

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0:00.0	brought to you by the every dollar app start budgeting for free today i'm 25 years old and um
0:09.1	i have about i have a lot of debt and um i'm basically trying to figure out what the best way to
0:15.1	tackle that and overcome it um you know from credit cards cars and i'm in a situation where I was thinking about purchasing a
0:22.7	house, but I don't think that is the best financial decision. So I just want to see if you guys
0:28.0	can help me out with that. We agree. Let's get you out of debt first. So walk Rachel through
0:33.3	your debt. Go smallest to largest for us. Okay. Yes. So go on small to largest. So I have six
0:41.4	credit cards totaling to about $65,000 in total credit card debt. With the smallest minimum
0:50.5	monthly payment, roughly about $51 a month, then the next credit card is about $123 a month.
0:58.6	The next three are all about $10,000 a piece and they're about $2.00 a month.
1:04.4	The last three. The last three, so I owe $5,000 on the first one.
1:11.3	Okay.
1:11.6	I owe $7,000 on the second one.
1:15.9	The next three after that, I owe $10,000 a piece, so a total of 30.
1:21.6	And then the last one I actually owe $25,000 on.
1:25.7	Okay, what were these for, Antonio? What were you racking up the step for? Hey, George here with a quick inter off. Okay, what were these for, Antonio?
1:27.7	What were you racking up the step for?
1:29.7	Hey, George here with a quick interruption.
1:31.4	If something were to happen to you tomorrow,
1:33.3	would your family know where to find your life insurance policy,
1:36.0	your will, even your Netflix password?
1:38.4	Well, Knockbox solves that.
1:39.8	It's a kit that organizes your financial accounts,
	...

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