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We know what goes through your head when you're living with

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Thank you. Macmillan Online Community. From Wondery, I'm David Brown, and this is Business Wars Daily on this Wednesday,

May 20th.

Hey, have you applied for a new credit card in the last couple of months? If so, and if you've

had trouble getting approved, well, you're in good company. Given all the financial uncertainty

we're experiencing right now, banks are nervous, so they're making it much tougher to qualify

for new cards to avoid taking on customers who may not be

able to pay their bills. According to the St. Louis Federal Reserve, 40% of U.S. banks say they're

getting choosier about who they lend money to, whether that's issuing credit cards or personal

loans. That's the biggest pullback in lending since 2009, according to CNET. Among the biggest lenders to play defense this way,

...