Hi, I'm Rob. And I'm Rob. And this is Ask Rob and Rob.

Welcome to Ask Rob and Rob, the show where we enhance your knowledge of property, all thanks to some brilliant questions sent in by our listeners. We've got another two great ones coming up today, as we do every week. And it all works because you send in your questions and you do it

like this. Yeah, you head over to property hub.net forward slash ask. There you'll be presented

with a wonderful buffet of options. You can ring up and leave us an answer phone message or

you can lead a message on your computer. And if that was enough, you even have the option

to try and get your

question in the Sunday Times by writing in. Whatever you prefer, it is all in that link, propertyhub.net

forward slash ask. Okay, so let's listen to our first question in from David. Hi, Rob and Rob. My name is David.

I've listened at your podcast for the last two years,

and you've kind of helped us a lot by listening at your advice. We've done a six-bedroom

ma'amower last year, a year before, and last year until this year,'ve done a 14-bedroom itemo.

Both properties they told us we don't have to experience, but we pushed through and we just got our mortgage.

On the 14-bedroom HMO, we got a mortgage for 70% because they say we're not experienced landlords because we don't have

experience over six bedrooms. They also value our property, or give us 100,000 pounds

or less for their 14 bedroom due to the fact that we not experience landlords. Now we're sitting with a little dilemma.

We only have a hundred thousand pounds,

which we want to do another six bedroom HMO,

but because we need a hundred to fifty thousand roughly

for the breached finance.

With a hundred thousand pounds, do you maybe have any advice how we can

get just angel investors? We are not experiencing it, angel investors, and we have £100,000, but we need

another £50,000 to do this, how to mow up. The property is $165,000 pounds, but we need another 50,000 pounds to do this, how to mow up.

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