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The Property Podcast

ASK437: How should I invest £200k? PLUS: What's the best use of my time?

The Property Podcast

Rob Bence & Rob Dix

Investing, Education, Business News, News, Business

4.82K Ratings

🗓️ 16 July 2024

⏱️ 8 minutes

🧾️ Download transcript

Summary

Happy Tuesday! Tune in as Rob & Rob tackle two new listener questions…

  • (0:40) Matty has £200K to invest and is torn between buying a buy-to-let property in the North for cash flow or a redevelopment property in London to gain equity. She turns to Rob & Rob for their thoughts and expert advice.
  • (3:52) Aside from soaking up knowledge from Property Hub’s free education, Deep wants to know how else he can set himself up for success with his first property investment while he saves his deposit?

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Transcript

Click on a timestamp to play from that location

0:00.0

Hi, I'm Rob, and I'm Rob, and this is Ask Rob and Rob.

0:04.8

Hey everyone, welcome to Ask Rob and Rob, the show where you give us your delightful

0:10.6

questions and we try to give you an equally delightful answer or two.

0:14.3

And again it will be two this week because we have two great questions coming up.

0:18.2

But before we give you the answers, let's give you the process.

0:22.3

How can you get involved with this show or our

0:25.0

Sunday Times article at the weekend?

0:27.0

Yeah, life is complicated enough. We don't need to make it harder for you.

0:30.0

We made it really easy. You just have to go to Property Hub. That is it. You can leave us a voicemail there, or you can submit a written question for the Sunday

0:38.1

Times.

0:39.1

Hi Rob and Rob. I just wanted to say a big thank you for the content that you provide. I've been listening for a long time and I find that your content has been really transparent and very insightful. So thank you for that. My question is if you've got 200K to invest, would you invest it up north for cash flow?

0:56.2

So I found free properties that I wanted to purchase or in London for every development or an auction property just to gain some equity in capital.

1:05.8

I'm stuck between the two options and I don't know what the best way is.

1:09.2

How would you suggest?

1:10.2

Thank you for your question.

1:11.8

It's a really good question. The thing is you have a lot of options. You've pointed out two in your question, but actually you have a lot more. You could do the same strategy that you proposed in London redevelopment or auction in the

1:25.1

north or you could try and find some cash flow properties in the south, a little harder admittedly,

1:30.6

but it's still possible. Maybe not as good as the north, but still possible. There's also other areas of the country

1:35.7

that you could go after for cash flow. So the one to go for? Let's slow down.

1:40.2

The one to go for will be dictated by your goals and your life circumstances and then

1:46.7

the strategy you put together when you consider all of that.

1:49.8

So let me give you an example.

...

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