ASK344: Help! Higher mortgage rates are squeezing my margins PLUS: Is this the end of rent increases?
The Property Podcast
Rob Bence & Rob Dix
4.8 • 2K Ratings
🗓️ 2 August 2022
⏱️ 7 minutes
🧾️ Download transcript
Summary
It’s time for some more listener questions!
Kicking us off this week is Deemada.
Deemada is searching for his second buy-to-let deal but increasing interest rates have got him thinking about his profit margins.
He wants to know if higher rates will squeeze his profit and if so, should he still be considering buy-to-let right now?
Next up, we’ve got a question from AJ in London.
The latest legislation, especially the proposed removal of Section 21 has got them worrying about how this is going to impact landlords, particularly with rent increases.
They currently review their rent annually and adjust it according to the market – sometimes it goes up, sometimes it doesn’t. But they’re worried that this change in legislation could leave them short if a tenant refuses to accept the rental increase.
Do Rob & Rob have any thoughts on this?
Tune in to find out.
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Transcript
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| 0:00.0 | Hello everyone and welcome to Ask Rob and Rob, the show where you give us your wonderful |
| 0:11.7 | questions and we do our very best to give you a wonderful answer. |
| 0:16.0 | It's a popular format. |
| 0:17.0 | It's been running for a long time but we still love getting your questions in, so let's |
| 0:22.9 | give you a reminder of how you can get your question on the show. |
| 0:26.0 | Yep, it works like this, you just have to leave us a voicemail and you can do that in |
| 0:29.4 | one of two ways. |
| 0:30.4 | You can call 0138083035 or you can go to property hub.net slash ask. |
| 0:36.1 | Either way, you'll leave us a message, you'll wait patiently and we'll give you an answer |
| 0:40.0 | just like we're about to right now for DeMarda. |
| 0:42.8 | Hi Rob and Rob, my name is DeMarda. |
| 0:45.6 | I'm looking to invest in my second buy to let and currently looking around for good deals. |
| 0:52.0 | My noticed interest rates have gone up a bit, I'm worried that the higher interest rates |
| 0:58.7 | will squeeze my profit margins. |
| 1:01.0 | Do you still recommend investing in buy to let? |
| 1:04.8 | Also thanks for that great content, keep up the good work. |
| 1:07.4 | Great question and really topical because so many people will be going through this right |
| 1:11.1 | now. |
| 1:12.3 | Let's get straight to it. |
| 1:13.3 | Will you get a reduced rental return today than you would offer a few years ago? |
| 1:17.8 | The quick answer is yes. |
| 1:19.5 | So when you're planning for buy to let, if you're just looking at the rental return, you |
... |
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