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The Property Podcast

ASK193: How do I get the ball rolling with a joint venture? PLUS: What is a safe loan−to−value percentage?

The Property Podcast

Rob Bence & Rob Dix

Business News, News, Business, Education, Investing

4.82K Ratings

🗓️ 2 July 2019

⏱️ 8 minutes

🧾️ Download transcript

Summary

This week on Ask Rob & Rob, the guys are answering another two cracking questions sent in by our Hubbers.  First up is Mike. He’s an avid Property Podcast listener and after just four or five months he took the plunge and invested in a great Liverpool buy-to-let deal we launched just a few months ago.  Mike is wanting more information on joint property ventures - particularly on how he can get the ball rolling. Now that he’s made his first investment, he’s got the bug and wants to see how he can secure his second property without having to wait too long to release some capital from his first.  Can an individual go into a joint venture with a limited company? A pretty decent question if you ask us. So what’s the answer? And are The Robs a fan of joint ventures? Our second question comes from James who’s wondering what a sensible loan-to-value ratio is. Do The Robs think having a portfolio at a 75% LTV is a risky move? Rob D explains that a 75% loan to value is pretty standard these days and for it to be a bad idea, the market would have to drop more than 25% overnight.  But there’s much more to be said on this topic. So tune in to find out what else Rob D has to say about loan-to-value ratios when investing in investment property. Do you have a buy to let or property investment related question for Rob & Rob? You could feature on the next episode by giving us a call on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply).  Or if you prefer, click here to leave a recording via your computer instead. The next question on Ask Rob & Rob could be yours.  Have you joined us over on the Property Hub Forum yet? Our online community is friendly, informative, and the members are waiting to welcome you with open arms. So get yourself over and introduce yourself. See omnystudio.com/listener for privacy information.

Transcript

Click on a timestamp to play from that location

0:00.0

Hi, I'm Rob. And I'm Rob. And this is Ask Rob and Rob.

0:05.8

Hello everyone and welcome to the Ask Rob and Rob show, the show where you give us questions and we give you answers.

0:14.5

This week is absolutely no different.

0:16.4

We've got two wonderful questions coming up, but before we get there, Rob, can you remind everyone

0:21.4

how they can get involved?

0:23.0

Certainly can. All he got to do is give us a call on 013, 808,00035.

0:28.0

That's 013, 808,00035.

0:31.0

Or if that's a bit old school for you go to Property Hub.

0:33.9

dot net slash ask and do it via your laptop instead. Either way make sure you get your

0:39.2

questions in just like our first question today. Mike.

0:42.1

Hi good morning Rob and Rob.

0:45.0

Mike here from London.

0:46.0

Love what you're doing with the podcast.

0:48.0

After maybe four or five months of listening,

0:51.0

I've jumped in and managed to get myself a two-bed at the Liverpool Eclipse

0:55.4

development. A big thank you to you and your team for helping me with that one.

1:00.3

It's been my first investment. It's pretty terrifying, but also I'm very excited.

1:04.0

I don't really recommend this podcast to anyone who commutes.

1:08.0

I think it's a perfect way to leverage your time when you're out and about one on the road.

1:12.0

I'm a big fan of lifelong learning so I thank

1:15.6

you for providing me with that as a resource. I really recommend to anyone that's interested in property

1:20.2

and investment going forward. So right, my question, joint ventures.

...

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