Hey Joe, when you were a financial advisor, were you a fiduciary?

I was. However, I was in one of those firms where you're a split fiduciary.

Oh, you were dual, what's it called, dually,

yes, dual, dual registered.

Dooly registered, that's the term.

Yes, and so I wore two hats, Paula, there were sometimes I was a fiduciary, there was sometimes I wasn't.

Oh, yeah, and you could switch between those two hats in the same meeting with how great is that am I your

body or not Paula?

jeez you you could jekle and hide in the middle of a meeting totally could and

if I didn't have a conscience?

Yeah, a conscience, I could have used that to my advantage a lot.

And some people do.

Wow, so, all right, well, we're going to be digging into that.

We're going to be digging into a bunch of questions.

Welcome to the Afford Anything Podcast, the show that understands you can afford anything but not everything. Every choice that you make is a trade-off against something else and that doesn't just apply to your money.

It applies to your time, your focus, your energy, your attention to any limited resource that you need to manage.

And that opens up two questions first what matters

most and second how do you make decisions accordingly answering those two questions

is a lifetime practice and that's what this podcast is here to explore. My name is Paula Pan, I am the

host of the show every other episode. We answer questions that come from you in the

community and my buddy the former financial advisor who was a duly registered fiduciary

Joe Saul C. High joins me. You make it sound like I had all the registrations.

...