Hello, Wine Embers. My name is Jesse Meakum and this is another episode of the Wine Em

podcast where we teach you four rules to help you stop and paycheck to paycheck, get

out of debt and save more money. I have a question here from a listener. And it is along

the lines of, well, I've saved some money. To the tune of, I invested in a little of

the old Bitcoin play. And y'all heard my episode a while back, probably, about Bitcoin.

And why I'm bullish on it and how you might be able to take part in it and how you

shouldn't think, oh my gosh, I'm missing out and frame everything around, well, if someone

makes a little more money than me, then I've failed. So we hit that episode. That was

a little while ago. We don't need to rehash that. But this question in particular from

this listener is, I have some credit card debt. And I also made a well-timed, lucky investment

in Bitcoin and or crypto. They didn't actually specify it. So I should just say crypto

for now. And that has gone up. And specifically, let me pull this up here. They say, I just say

I have a lot of credit card debt. And my question is if I should liquidate my investments to

pay back my debt. Now, if the investment had been a 401k, no, too many penalties. I made

some good moves in the crypto market. And now I have a good amount of money that I want

to keep investing. But I'm not sure if that's the smart move or if I should pay my debt.

So there are a couple of ways we can go about this. I'll just give you one little

puristic that you can use. This isn't foolproof, but it works really well. So I would say to

this listener whose name I didn't catch actually, would you borrow money on a credit card?

The amount that you have right now, like say your balance is $10,000, would you borrow

$10,000 and invest that $10,000 in crypto today? Not looking back retroactively today,

would you invest it in the same crypto investments that you're in now? And if you would not do

...