Hello, Wine Embers. My name is Jesse. You come with another episode of the Wine Am podcast

where we teach you four rules to help you stop them paycheck to paycheck, get out of

debt and save more money. Today, I have done a little bit of an Ask Jesse. I've got a question

from Beth. She said she's been using Wine Am for about two years now, and it has really

given her a lot of peace of mind. As of last month, my husband and I have retired, so

I find myself in a new place in life where we no longer have traditional income coming

in each month. We have opted to not receive such security until age 70, a little aside

that Beth didn't add here, but that means that you can boost what you take is from such

security if you defer it a little bit. So it's smart to be able to rely on your own

funds and then push that as long as you can so that the payments are higher. But we have

saved back to Beth and have money to draw from in our retirement account. So they have

a really, really, really big pile of money or at least bigger than what they would be used

to as far as their normal flow goes. My question for you is how would you approach drawing

money out of the retirement categories to fill up the categories each month? Part of

what I love about Wine Am is the budgeting for true expenses. Yes. But I'm wondering if

it makes sense to pull money out of higher earning accounts into my checking account for

things like a future car. That's probably what five, ten year horizon expense, I'm saying,

or an unknown but inevitable house repair. A roof would be 20 years at the longest, right?

Water heater eight, right? But if I don't pull it out and assign it specific jobs, I feel

like I lose the joy and peace that comes from having planned. I don't know how many of

your listeners would relate to these sorts of questions. Maybe we better address in some

other form. I think we'd do it here. I find it interesting. So it's podcast worthy

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