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How to Money

Ask HTM - Where a Minor Should Save and Invest, Security Concerns with Budgeting Apps, and Financing a Car to Boost Credit Score #144

How to Money

iHeartPodcasts

Investing, Education, Business

4.63.2K Ratings

🗓️ 2 December 2019

⏱️ 53 minutes

🧾️ Download transcript

Summary

This week on the podcast we’re answering your questions! 1 - Should I close a credit card that has a $40 annual fee? 2 - As a minor with my first job, where should I save and invest my money? 3 - How do I get my spouse on board using one of the budgeting apps? And with those apps are there any security concerns? 4 - I have a chunk of money that I plan to live off of in the coming years- where should I put it? 5 - Should I consider financing a car in order to keep my credit score high?

And if you have a question for us, we’d love for you to submit your own via HowToMoney.com/ask/

During this episode we enjoyed a Chance IPA by Wild Leap Brew Co which you can learn all about on Untappd! And if you enjoyed this episode, be sure to subscribe and give us a quick review in Apple Podcasts or wherever you get your podcasts. Help us to spread the word to get more people doing smart things with their money!

Best friends out!

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Transcript

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0:00.0

Hi, this is Chelsea Handler and I'm Catherine Laugh.

0:02.6

We are the hosts of the Dear Chelsea Podcast where we give advice to real-life people.

0:08.2

Sometimes we have experts, sometimes we have celebs on helping us guess like Ross Matthews,

0:13.2

Matthew McConaughey, Juliana Margulies, WinifPelcho and so many more.

0:17.5

We answer questions on anything from drugs to relationships.

0:21.5

We've even broken people up.

0:23.0

Yes, I take a lot of credit for breaking people up.

0:25.2

I am a relationship record and just motivation.

0:28.4

Sometimes people just need to kick in the ass and that's what I am.

0:30.8

And we encourage people to live their lives truly,

0:33.0

fully and bravely.

0:34.5

Listen to Dear Chelsea on the iHeartRadio app, Apple Podcast or wherever you get your podcasts.

0:39.8

Hi, I'm Danny Shapiro, host of the Hit Podcast Family Secrets.

0:43.6

Each episode explores a long-held family secret that has finally come to light.

0:47.9

Find out what keeps millions of people tuning in to hear astonishing stories

0:51.9

about the secrets that are kept from us, the secrets we keep from others,

0:55.0

and yes, even the secrets that we keep from ourselves.

0:58.0

I hope you'll join me and my extraordinary guests for this new season of Family Secrets.

1:02.7

Listen to season eight of Family Secrets on the iHeartRadio app, Apple Podcasts,

1:07.7

or wherever you get your podcasts.

1:10.2

On Queen Charlotte, the official podcast, we're stepping behind the scenes

1:14.0

and the drawing boards of this team to experience the life

...

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