Ask HTM - Savings Interest Rates are Dropping, What to do if You're Overpaid, and Investing in an ESPP #156
How to Money
iHeartPodcasts
4.6 • 3.2K Ratings
🗓️ 13 January 2020
⏱️ 53 minutes
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Summary
This week on the podcast we’re answering your questions! 1 - I was overpaid by my employer, what should I do now? 2 - Should I convert my 401k into an IRA? What considerations should I keep in mind? 3 - I have some IRS debt. Should I prioritize my debt snowball or get after that tax debt owed to the IRS? 4 - What’s the deal with my savings account interest rate dropping? 5 - I have an ESPP that is offered at work. Should I participate, and if so, how should I go about taking advantage of my employee stock purchase plan?
And if you have a question for us, we’d love for you to submit your own via HowToMoney.com/ask/
During this episode we enjoyed a Mexican Chocolate Yeti by Great Divide - a big thanks to our friends there at the brewery! And if you enjoyed this episode, be sure to subscribe and give us a quick review in Apple Podcasts or wherever you get your podcasts. Help us to spread the word to get more people doing smart things with their money!
Best friends out!
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Transcript
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| 0:00.0 | The thing that I most nosy about is other people's finances. |
| 0:03.3 | I just want to ask people how much money do you make and what have you figured out about money that the rest of us haven't? |
| 0:08.8 | I might allow and this is other people's pockets. |
| 0:11.8 | The show where I ask people about their money because salary transparency is important and because we can all learn something from other people's financial mistakes and money hacks. |
| 0:20.6 | Other people's pockets is a co-production of pushkin industries and little everywhere. |
| 0:24.7 | Listen to other people's pockets on the iHeart Radio app Apple Podcasts or wherever you get your podcasts. |
| 0:30.7 | I'm Nedra Glover-Tawab and I'm coming to you with a new podcast you need to hear this. |
| 0:36.5 | I'm a therapist and relationship expert and I'm helping people like you navigate through tough relationship issues. |
| 0:44.7 | We all go through them. You're also going to hear from some of your favorite public figures because hardship is universal. |
| 0:52.3 | Listen to you need to hear this on the iHeart Radio app Apple Podcasts or wherever you get your podcasts. |
| 0:59.9 | I'm Danny Shapiro, host of Family Secrets. |
| 1:02.9 | It's hard to believe we're entering our eighth season and yet we're constantly discovering new secrets. |
| 1:08.2 | The variety of them continues to be astonishing. |
| 1:11.8 | I can't wait to share 10 incredible stories with you. |
| 1:15.5 | Stories of tenacity, resilience, and the profoundly necessary excavation of long-held family secrets. |
| 1:22.6 | Listen to season 8 of Family Secrets on the iHeart Radio app Apple Podcasts or wherever you get your podcasts. |
| 1:30.0 | Welcome to How To Money. I'm Joel and I am Matt and today we are answering your listener questions. |
| 1:45.5 | As always we are getting into some questions from the listeners. |
| 1:57.8 | We've got five of them to run through and on this episode we're going to talk about getting overpaid. |
| 2:01.9 | What to do about that when that does happen? |
| 2:04.0 | A terrible unfortunate event. I don't know if that's ever happened to me personally. |
| 2:07.2 | No, it hasn't to me either. |
... |
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