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How to Money

Ask HTM - Roth Emergency Funds, Buying Out A Lease, & Financial Advice For Graduates #814

How to Money

iHeartPodcasts

Investing, Education, Business

4.63.2K Ratings

🗓️ 15 April 2024

⏱️ 61 minutes

🧾️ Download transcript

Summary

Let’s dive into the week with some fresh listener questions we have lined up for you! And don't just stand on the sidelines- if you have a question you’d like us to answer, toss your voice memo our way. It only takes about 90 seconds to record and you can find a step by step guide over at HowToMoney.com/ask . Regardless of how random or bizarre you might think it is, we want to hear it!

 

1 - Should or shouldn’t I prioritize paying down my student loans with the potential of forgiveness on the horizon?

2 - As a recent college grad, what is the best financial advice you have for me?

3 - Is it worth taking the additional tax hit to prioritize a Roth 401k over a traditional 401k?

4 - Using my Roth IRA as an emergency fund- is this a good idea?

5 - What is the best way to buy out my car lease and is it even a wise move?

 

Want more How To Money in your life? Here are some additional ways to get ahead with your personal finances:

  • Knowing your ‘money gear’ is a crucial part of your personal finance journey. Start here. 
  • Sign up for the weekly HTM newsletter. It’s fun, free, & practical.
  • Join a thriving community of fellow money in the HTM Facebook group.
  • Find the best credit card for you with our new credit card tool!
  • Massively reduce your cell phone bill each month by switching to a discount provider like Mint Mobile.

 

During this episode we enjoyed a Wake-n-Bake Coffee Imperial Stout by Terrapin! And please help us to spread the word by letting friends and family know about How to Money! Hit the share button, subscribe if you’re not already a regular listener, and give us a quick review in Apple Podcasts or wherever you get your podcasts. Help us to change the conversation around personal finance and get more people doing smart things with their money!

 

Best friends out!

See omnystudio.com/listener for privacy information.

Transcript

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0:00.0

Bring a little optimism into your life with the bright side, a new kind of daily podcast from Hello Sunshine, hosted by me Danielle Robe and me Simone Boyce.

0:08.6

Every weekday, we're bringing you conversations about culture, the latest trends, inspiration, and so much more.

0:15.0

I am so excited about this podcast, The Bright Side.

0:18.0

You guys are giving people a chance to shine a light on their lives, shine a light on little

0:21.7

advice that they want to share.

0:23.2

Listen to the Bright Side on America's number one podcast network, I-Heart.

0:27.5

Open your free I-Heart app and search the Bright Side.

0:30.3

I'm Johnny Be Good, the host of the podcast Creating a Con, The Story of

0:34.6

Bitcoin. This podcast dives deep into the story of Ray Chirpani and his company

0:39.2

Centrtech. I'll explore how 320-something's built a company out of lies, deceit, and greed.

0:45.0

I've been saying since a very young age that I was going to be a millionaire.

0:48.0

If someone's like, oh, what's your best way of making money?

0:51.0

I'm like, oh, we should start some sort of scheme.

0:53.2

Listen to creating a con, the story of bit con on the I-Heart radio app, Apple

0:58.0

podcasts or wherever you get your podcasts.

1:00.6

It's brand new season two. I'm Marissa Thalberg and I'm Stephen Wolfedadam and we're excited to be back having bigger

1:07.5

voter and always real conversations. Straight from the C-suite front lines of

1:11.3

marketing media and more.

1:12.8

We have great friends joining from people you may know like Vilber-Valdorama and Bobby Burke.

1:17.4

And people you'll want to know.

1:19.0

So grab a coffee or hey, even an April spritz and come join us on America's number one podcast network, I heart.

1:24.7

I heart.

...

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