Ask HTM - Payoff My Mortgage or Hold as Cash, Tapping a 401(k) to Pay Off a Credit Card, and MVNO's for Everyone to Save Money #298
How to Money
iHeartPodcasts
4.6 • 3.2K Ratings
🗓️ 28 December 2020
⏱️ 51 minutes
🧾️ Download transcript
Summary
We’re kicking off the week by answering your questions! And if you have a question for us, we’d love for you to submit your own via HowToMoney.com/ask/ , send us your voice memo!
1 - How can I get a conversation started with my girlfriend about personal finances?
2 - Should I pay off my mortgage or should I hang on to that in cash?
3 - Does it make sense to borrow from my 401(k) in order to pay off a credit card?
4 - Is it worth it to stick with a budget cell phone provider?
5 - How can I avoid underpayment penalties from the IRS and should I set up a retirement account through my business or set it up as a personal account?
During this episode we both enjoyed a Trader Joe’s Winter Spiced Ale 2020. And as we’re looking forward to kicking things off with a bang in 2021, we could really use your help to spread the word- let friends and family know about How to Money! Hit the share button, subscribe if you’re not already a regular, and give us a quick review in Apple Podcasts or wherever you get your podcasts. Help us to spread the word to get more people doing smart things with their money in these difficult times!
Best friends out!
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Transcript
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| 0:00.0 | On the new podcast, The Turning, Room of Mirrors, we look beneath the delicate veneer of American ballet |
| 0:06.3 | and the culture formed by its most influential figure, George Balonstein. |
| 0:11.0 | He used to say, |
| 0:11.9 | What are you looking at, dear? You can't see you only I can see you. |
| 0:16.8 | What you're doing is larger than yourself, almost like a religion. |
| 0:20.3 | Like, he was a god. |
| 0:21.7 | Listen to The Turning, Room of Mirrors on the I Heart Radio app, Apple Podcasts or wherever you get your podcasts. |
| 0:28.7 | The war on drugs is the excuse our government uses to get away with absolutely insane stuff. |
| 0:35.7 | Stuff that'll piss you off. |
| 0:36.7 | The cops, why are they just like, looting? |
| 0:39.7 | They're just like pillaging. |
| 0:40.7 | They just have way better names for what they call, like what we would call a jack move or being robbed. |
| 0:47.7 | They call it civil answer for it. |
| 0:52.7 | Be sure to listen to The War on Drugs on the I Heart Radio app, Apple Podcasts or wherever you get your podcasts. |
| 1:01.7 | When my daughter ran off to hop trains, I was terrified I'd never see her again, so I followed her into the train yard. |
| 1:11.7 | This is what it sounds like inside the box-top. |
| 1:14.7 | And into The City of the Rails. |
| 1:17.7 | There I found a surprising world, so brutal and beautiful, that it changed me. |
| 1:22.7 | But the Rails do that to everyone. |
| 1:24.7 | There is another world out there, and if you want to play with the devil, you're going to find them there in the Rails yard. |
| 1:29.7 | Undenail Morton, come with me to find out what waits for us and the City of the Rails. |
| 1:34.7 | Listen to City of the Rails on the I Heart Radio app, Apple Podcasts or wherever you get your podcasts. |
... |
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