Ask HTM - Paying Off Student Loans with a Cash Out Refi, Section 8 Landlording, and Lump Sum Investing #148
How to Money
iHeartPodcasts
4.6 • 3.2K Ratings
🗓️ 16 December 2019
⏱️ 54 minutes
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Summary
This week on the podcast we’re answering your questions! 1 - Should we go with a cash out mortgage refinance in order to pay off student loans? 2 - Can I contribute to a self employed retirement account while also contributing to my employer sponsored plan? 3 - What does it take to be a HUD landlord and how do I balance community renovation with gentrification? 4 - We have a lot of available credit through our credit cards, but we never use it. Should we keep those cards open or close those accounts? 5 - Considering the stock market is hot and a correction is imminent, is dollar cost averaging or lump sum investing a better approach for me?
And if you have a question for us, we’d love for you to submit your own via HowToMoney.com/ask/
During this episode we enjoyed an Ogee by Jackie O's Brewery - a big thanks to Art, Mackenzie, and all of our friends there at the brewery! And if you enjoyed this episode, be sure to subscribe and give us a quick review in Apple Podcasts or wherever you get your podcasts. Help us to spread the word to get more people doing smart things with their money!
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Transcript
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| 0:00.0 | Last season, millions tuned into the betrayal podcast to hear a shocking story of deception. |
| 0:05.1 | I'm Andrea Gunning, and now we're sharing an all-new story of betrayal. |
| 0:10.3 | Ashley Litten was helping her husband set up a business fanmail account when she discovered |
| 0:14.3 | a terrible secret. I saw a hidden folder, and I opened it. What the hell did I just see? |
| 0:23.3 | Listen to season two of betrayal on the iHeartRadio app, Apple podcasts, or wherever you get your |
| 0:28.2 | podcasts. On Queen Charlotte, the official podcast, we're stepping behind the scenes and the |
| 0:34.7 | drawing boards of this team to experience the life breathed into the Bridgerton prequel. Listen to |
| 0:40.9 | the Leaps executive producer and series director Tom Verica took to capture the feeling that puts |
| 0:46.6 | that lump in your throat. And you've got to catch creator Shonda Rhymes. She's dropping gems, |
| 0:52.5 | diamonds, and mics. You can listen to Queen Charlotte, the official podcast every Thursday, |
| 0:58.0 | on the iHeartRadio app, Apple podcasts, or anywhere you listen to your favorite shows. |
| 1:03.7 | Hi, this is Chelsea Handler, and I'm Catherine Law. We are the host of the Dear Chelsea |
| 1:08.9 | Podcast, where we give advice to real life people. Sometimes we have experts, sometimes we have |
| 1:14.1 | celebs on helping us guess like Ross Matthews, Matthew McConaughey, Juliana Margolese, |
| 1:19.4 | Winifpal Tro and Soulmanymore. We answer questions on anything from drugs to relationships. We've |
| 1:25.6 | even broken people up. Yes, I take a lot of credit for breaking people up. I am a relationship |
| 1:30.3 | record and just motivation. Sometimes people just need to kick in the ass and that's what I am. |
| 1:34.7 | And we encourage people to live their lives truly, fully, and bravely. Listen to Dear Chelsea on |
| 1:39.6 | the iHeartRadio app, Apple Podcast, or wherever you get your podcasts. Welcome to How to Money. I'm |
| 1:44.8 | Joel and I am Matt. And today we are answering your listener questions. |
| 1:55.9 | Joel, you and I, we love hearing from our listeners. And specifically, we love to get great questions. And |
| 2:12.0 | we've got some great ones this week. We have one question in regards to a cash out refi in order to |
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