Ask HTM - Condo Cold Feet, Investing in ABLE Accounts, and the Best Interest Rate Ever #1033
How to Money
iHeartPodcasts
4.6 • 3.2K Ratings
🗓️ 8 September 2025
⏱️ 51 minutes
🧾️ Download transcript
Summary
Let’s kick off the week with some fresh listener questions we have lined up for you! And don't just stand on the sidelines- if you have a question you’d like us to answer, toss your voice memo our way. It only takes about 90 seconds to record and you can find a step by step guide over at HowToMoney.com/ask . Regardless of how random or bizarre you might think it is, we want to hear it!
1 - Is it time to sell my condo or should I continue to rent it out?
2 - How do I financially prepare for our special needs son?
3 - Should I utilize a line of credit at 1% to pay off some credit card debt?
4 - Passive real estate investing apps: yay or nay?
5 - What tips or tricks to get my 12 year old invested in his Roth IRA?
Want more How To Money in your life? Here are some additional ways to get ahead with your personal finances:
- Knowing your ‘money gear’ is a crucial part of your personal finance journey. Start here.
- Sign up for the weekly HTM newsletter. It’s fun, free, & practical.
- Join a thriving community of fellow money in the HTM Facebook group.
- Massively reduce your cell phone bill each month by switching to a discount provider like Mint Mobile.
During this episode we enjoyed a Soulstice Sour by Almanac Beer! And please help us to spread the word by letting friends and family know about How to Money! Hit the share button, subscribe if you’re not already a regular listener, and give us a quick review in Apple Podcasts or wherever you get your podcasts. Help us to change the conversation around personal finance and get more people doing smart things with their money!
Best friends out!
See omnystudio.com/listener for privacy information.
Transcript
Click on a timestamp to play from that location
| 0:00.0 | This is an IHeart podcast. |
| 0:04.2 | Welcome to How to Money. |
| 0:05.8 | I'm Joel. |
| 0:06.3 | I am Matt. |
| 0:07.9 | Today, we're going to answer some of your listener questions. |
| 0:30.3 | Okay. You know what, buddy, it's Monday. |
| 0:32.2 | We've got listener questions to get to. |
| 0:39.4 | For instance, a listener is wondering if his condo is a good investment or maybe if there's better options out there for him. We're going to talk about ABLE accounts. This isn't typically an account that we |
| 0:44.0 | discuss, but I think folks will find it interesting. It's a more niche account, but it can be a big |
| 0:49.7 | help to families who need it. Indeed. Yeah. And we're going to talk about a line of credits that a listener has available to them, |
| 0:57.7 | but it happens to be with the best rate that I've ever heard of. |
| 1:01.6 | Maybe it's too good to be true. |
| 1:03.1 | We'll talk about that, plus other topics that we'll get to during our Ask How to Money |
| 1:08.0 | episode today, buddy. |
| 1:08.9 | Sounds good. |
| 1:09.8 | But hey, I recently shared how on an upcoming trip that Kate and I, I explained how, hey, |
| 1:16.3 | I opted for the Tesla, the EV with a car rental company. |
| 1:19.8 | Because it was the cheapest choice. |
| 1:21.0 | It was so cheap. |
| 1:22.4 | It was something like 96 bucks. |
| 1:25.1 | And the next alternative was 300 something. |
| 1:27.0 | It's cheaper than like the Toyota Corolla. |
... |
Please login to see the full transcript.
Disclaimer: The podcast and artwork embedded on this page are from iHeartPodcasts, and are the property of its owner and not affiliated with or endorsed by Tapesearch.
Generated transcripts are the property of iHeartPodcasts and are distributed freely under the Fair Use doctrine. Transcripts generated by Tapesearch are not guaranteed to be accurate.
Copyright © Tapesearch 2026.