It's Friday, and this is the Ramsey Call of the Day, part of the Ramsey Network.

Joining me today is Ramsey Personality, Christy Wright.

Mike is in Pensacola, Florida, to start off this hour.

Hey, Mike, how can we help?

Hey, Dave and Christy, thanks for taking my call.

How are you all doing?

Better than we deserve.

What's up?

Well, my wife and I are debt-free minus our house.

We have an emergency fund.

We're about to start investing in a 401K, and don't worry, we do not own Beanie babies.

We're good.

So I'm calling about our home.

We're looking to relocate to a better school district and a safer neighborhood.

And you know real estate, of course, and this market's crazy.

I know nothing about it.

So we're looking to see if we should sell now and buy later, being that we have the available funds for a down payment, and we have the place to live in the interim for free, my father-in-law's house.

He's being very generous.

As far as future predictions, will the market go down later?

Should we sell our house go live with him? And then later what are your thoughts on that i do not think this is a bubble okay and that would be the only way it would go down i think the

i think the craziness will slow and the rate of increase in prices will slow,

but I don't think this is a false bubble that's going to course correct,

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