Joe, when you were a financial advisor, I'm betting you probably had a lot of clients who were in their 50s,

their nearing retirement, their kids had recently become young adults,

and yet they were stressed about money but they probably represented a wide range of

actual monetary circumstances would that be accurate?

Yeah why would you think that? Well there does not appear to be a strong correlation between a person's actual financial circumstances and their level of worry.

Mm, but there are, to your point though, Paula, more stressful times in your life.

So you're 100% right because this is a time of big change and because of that, that's a time

when a lot of people seek help.

And it's also a time when people wonder,

am I'm on the right track, whether they are or not.

Right, new empty nesters, thinking about the next stage that everything is different and you know it's

going to change even more right the time of huge transition we're going to answer a question

today from a caller who is in exactly that circumstance.

We're also going to answer a question from someone who is wondering how to assess his net worth in the context of the value of his primary home.

And we're going to start with a question from someone who's wondering about these financial milestones that were supposed to be hitting by specific

ages. How much should you have by the time you're 30, 40, 50, etc? Is there any merit

to that? Welcome to the Afford Anything Podcast, the show that understands you can afford anything but not everything.

Every choice carries a trade-off.

And that applies not just to your money, but to any limited resource you need to manage,

like your time, your focus, your energy, your attention.

So what matters most and how do you make choices accordingly?

Those are the two questions this podcast is here to solve. We cover five pillars

...