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DIY Money | Personal Finance, Budgeting, Debt, Savings, Investing

All Things Investing - Getting Started

DIY Money | Personal Finance, Budgeting, Debt, Savings, Investing

Bleav + Quint Tatro & Daniel Czulno, CFP® a passionate look at everything money from budgeting, savings, investing, stocks, bonds, debt. For those that enjoy Dave Ramsey, Jill On Money, Smart Money, BiggerPockets it’s worth a listen!

Self-improvement, Education, Money, Investing, Business, Real Estate

4.6858 Ratings

🗓️ 25 June 2025

⏱️ 24 minutes

🧾️ Download transcript

Summary

Quint and Logan talk about the basics of laying your investing foundation. Hosted by Simplecast, an AdsWizz company. See https://pcm.adswizz.com for information about our collection and use of personal data for advertising.

Transcript

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0:00.0

Hey, this is Ali, and thanks for listening to the show.

0:04.2

Give us a five-star review where you listen and share this episode with someone who might need to hear it.

0:08.5

Now, enjoy the show.

0:12.1

Welcome back, ladies and gentlemen, listening to another edition of D-L-WI, buddy, DLM money.

0:16.8

All right, Logan, we're going to go right into it because this is episode two of our series on investing.

0:21.9

Allie did a magnificent job breaking down various taxes, very dry, terrible subject matter.

0:28.7

So, I mean, but she did a great job trying to lighten it up and make it fun, as fun as you can make taxes.

0:35.1

So we appreciate that.

0:36.5

Allie's great.

0:43.6

Let's venture in now and talk a little bit more about investing as a whole.

0:48.9

So you mentioned to me before we were cutting the show that a lot of times people will say,

0:54.9

you know, I'm investing my 401k or I'm investing my Roth IRA or whatever it might be.

1:01.6

Talk to me a little bit about the nuance behind why that terminology is not very accurate.

1:07.5

Yeah, I think a lot of people, they think, okay, I just, I buy my Roth or I buy my 401K. But remember, these are just buckets.

1:09.4

All the things Allie just talked about on the last

1:11.0

episode, your 401k, your Roth IRA, your brokerage account, whatever it is. That's a bucket that

1:16.5

houses investments. So the investments are inside of that bucket. So if you have a 401k, you have a lineup,

1:24.5

a list of investments that you can put inside of that bucket and you can buy with

1:28.6

the cash or the money that you put in there, every paycheck. I think it's like the analogy she

1:34.9

talked about with the tax brackets. It's the seven-layered dip. And I think it might be worthwhile

1:43.0

to talk to people about at the base of almost all investments

1:49.6

are either stocks which are which are shares in publicly traded companies it's ownership

...

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