AI Boom or Bubble, Estate Planning Trouble, and the 6% Return Myth

Allworth Financial‘s Money Matters

Allworth Financial

Investing, Business:investing, Business

4.9 • 782 Ratings

🗓️ 25 October 2025

⏱️ 53 minutes

🔗️ Recording | iTunes | RSS

🧾️ Download transcript

Summary

On this week’s Money Matters, Scott and Pat ask the trillion-dollar question: Is AI investing the next dot-com bubble or a real economic shift? They revisit the 1999 tech mania to help make sense of today’s AI investing hype—and how to avoid repeating history. They also tackle real-world questions around estate planning, including managing finances for a 97-year-old parent, family trust tensions, and how to avoid costly mistakes. Plus, the truth behind those “safe” 6% return promises—and what they really mean for your money. Whether you're curious about AI investing, revisiting your estate plan, or just trying to separate fact from fiction in today’s market, Scott and Pat bring clarity, humor, and decades of experience. Don't miss their take on the future of AI investing—and what to watch for next. Join Money Matters: Get your most pressing financial questions answered by Allworth's co-founders Scott Hanson and Pat McClain live on-air! Call 833-99-WORTH. Or ask a question by clicking here. You can also be on the air by emailing Scott and Pat at [email protected]. Download and rate our podcast here.

Transcript

Click on a timestamp to play from that location

0:00.0	Would you like an opinion on a financial matter you're dealing with?
0:07.8	Whether it's about retirement, investments, taxes, or 401ks, Scott Hansen and Pat McLean would
0:13.9	like to help you by answering your call to join Allworth's Money Matters.
0:18.1	Call now at 83399 Worth. That's 83399 W-O-R-T-H.
0:26.0	Welcome to Allworth's Money Matters, Scott Hanson.
0:28.2	Pat McLean.
0:28.8	Thanks for joining us.
0:30.1	Myself and my co-host, we're both financial advisors, helping people for the last few decades.
0:36.2	Yes.
0:37.6	We've been doing this podcast for radio show, now podcast for a few decades.
0:43.6	30 years?
0:44.0	Over 30 years now.
0:45.3	Holy smokes.
0:47.7	Hopefully we have 30 years of wisdom, not one year 30 times over.
0:53.1	Yes, yes, yes.
0:54.5	But you can be the judge.
0:55.8	It's funny, as I reflect back over these last 30 years, cue the nostalgia music.
1:05.8	Do you remember during the run-up to the housing bubble?
1:14.3	About 50% of our phone calls had to do with purchasing a new home, right? And you could see where we are in market cycles just based on
1:20.7	phone calls. And then a year and a half later, it was how do I get out of this mortgage?
1:30.3	Right. Right. Oh, yeah, it's funny that mid 2000s the majority of our calls had something to do with real estate yes and when
1:36.4	prices go up on assets for whatever reason investors not all investors some investors want to jump
	...

Please login to see the full transcript.

Previous episode | Next episode

Disclaimer: The podcast and artwork embedded on this page are from Allworth Financial, and are the property of its owner and not affiliated with or endorsed by Tapesearch.

Generated transcripts are the property of Allworth Financial and are distributed freely under the Fair Use doctrine. Transcripts generated by Tapesearch are not guaranteed to be accurate.